Important Disclosures

REGULATORY DISCLOSURES

Investment Adviser Registration

Triumph Capital Management is a Registered Investment Adviser with the U.S. Securities and Exchange Commission (SEC File No. 801-107312 / CRD No. 282814). Advisory services are offered through Triumph Capital Management. Registration with the SEC or any state securities authority does not imply a certain level of skill or training.

Access to Firm Disclosures and Regulatory Documents

For comprehensive information about Triumph Capital Management, our services, fees, conflicts of interest, and your investment adviser representatives, please visit our Firm Disclosures Page. This page provides access to all required regulatory documents, including:

Form ADV Part 2A (Firm Brochure) – Detailed information about our business practices, advisory services, fee schedules, conflicts of interest, and disciplinary history
Wrap Fee Program Brochure (Appendix 1) – Specific information about our wrap fee account services
Form ADV Part 2B (Brochure Supplements) – Background information about each investment adviser representative, including education, experience, and any disciplinary history
Form ADV Part 3 (Client Relationship Summary) – A brief summary of our services, fees, conflicts, standard of conduct, and disciplinary history
Privacy Policy – How we collect, use, and protect your personal information
Business Continuity Plan – Our procedures for maintaining operations during business disruptions

You may also verify information about Triumph Capital Management and our Investment Adviser Representatives through:

SEC Investment Adviser Public Disclosure: www.adviserinfo.sec.gov
FINRA BrokerCheck: www.brokercheck.finra.org

Geographic Limitations

This website is published for residents of the United States. Products and services mentioned on this website may not be available in all states or jurisdictions. For more information about services available in your area, please contact your Triumph Capital Management Investment Adviser Representative.

Third-Party Information

Information and opinions provided by third parties on this website have been obtained from sources believed to be reliable; however, accuracy and completeness cannot be guaranteed. This information is provided for informational purposes only and does not constitute a solicitation to buy or sell securities or investment advisory services. The information provided should not be used as the sole basis for investment decisions and is not intended to meet the specific needs of any individual investor. Please consult with qualified professionals regarding the evaluation of any specific information, opinion, or advice presented on this website.

External Links Disclaimer

Linked websites are not under the control of Triumph Capital Management. We are not responsible for the content of any linked site, links contained within linked sites, or any changes or updates to such sites. Linked sites may have different terms of use, privacy policies, security practices, and regulatory provisions than those applicable to this website. We do not endorse, approve, or guarantee any information, products, or services offered on external websites.

Important Investment Disclosures

Triumph Capital Management and its affiliates are not banks or credit unions. Products and services offered:

Are not FDIC insured

Are not deposits or obligations of, or guaranteed by, any financial institution

Are not guaranteed by any government agency

CERTIFIED FINANCIAL PLANNER™ (CFP®) Certification

Certain investment adviser representatives of Triumph Capital Management hold the CFP® certification. Individuals certified by Certified Financial Planner Board of Standards, Inc. (“CFP Board”) may refer to themselves as CERTIFIED FINANCIAL PLANNER™ professionals or CFP® professionals.

The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net.

CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements:

Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework covering financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course.

Examination – Pass the comprehensive CFP® Certification Examination, which is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations.

Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements.

Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct, which sets forth the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified:

Ethics – Commit to complying with CFP Board’s Code and Standards, including a commitment to act as a fiduciary and in the best interests of the client at all times when providing financial advice and financial planning.

Continuing Education – Complete 30 hours of continuing education every two years to maintain competence and keep up with developments in financial planning.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

To verify whether a specific investment adviser representative holds the CFP® certification, please refer to their individual Form ADV Part 2B brochure supplement or visit www.cfp.net/verify-a-cfp-professional.